You can’t predict what the future holds. But it’s crucial to protect what you’ve built — for yourself, and for those depending on you. Proper insurance planning can safeguard your financial well-being from whatever life brings. Together, we’ll make sure you’re prepared for anything.
Life insurance is an important building block of a comprehensive financial plan — strengthening the other components of your wealth management strategy.
Whole Life Insurance
Whole life can help round out a client's portfolio, offering advantages many other assets don't.
Low level of risk
Low risk as compared to other assets
Not impacted by market performance, providing an opportunity to be more aggressive in other areas of a portfolio
Access to cash value
Cash value grows tax-deferred and can be accessed income-tax-free, in most cases, at any time for any reason
A good source of income during market downturns
Security for loved ones
Income-tax-free death benefit paid to beneficiaries probate-free
Death benefit can be ideal for wealth transfer, which means other assets can be spent down
Term Life Insurance
We offer solutions for clients looking for temporary protection.
Convertible Term Life with strong conversion guarantees, optional riders available to customize coverage and a choice of 10, 15, 20 and 30 year terms
Non-Convertible Term Life optional riders available to customize coverage and a choice of 10, 15, 20 and 30 year terms
One Year Term offering non-renewable coverage for specific, short-term needs