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You can’t predict what the future holds. But it’s crucial to protect what you’ve built — for yourself, and for those depending on you. Proper insurance planning can safeguard your financial well-being from whatever life brings. Together, we’ll make sure you’re prepared for anything.

 

Life insurance is an important building block of a comprehensive financial plan — strengthening the other components of your wealth management strategy.

Whole Life Insurance

Whole life can help round out a client's portfolio, offering advantages many other assets don't.

 

Low level of risk

  • Low risk as compared to other assets

  • Not impacted by market performance, providing an opportunity to be more aggressive in other areas of a portfolio

 

Access to cash value

  • Cash value grows tax-deferred and can be accessed income-tax-free, in most cases, at any time for any reason

  • A good source of income during market downturns

 

Security for loved ones

  • Income-tax-free death benefit paid to beneficiaries probate-free

  • Death benefit can be ideal for wealth transfer, which means other assets can be spent down

Term Life Insurance

We offer solutions for clients looking for temporary protection.

  • Convertible Term Life with strong conversion guarantees, optional riders available to customize coverage and a choice of 10, 15, 20 and 30 year terms

  • Non-Convertible Term Life optional riders available to customize coverage and a choice of 10, 15, 20 and 30 year terms

  • One Year Term offering non-renewable coverage for specific, short-term needs

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