Financial Planning with precision
You can’t predict what the future holds. But it’s crucial to protect what you’ve built — for yourself, and for those depending on you, even if you are a single parent. Proper insurance planning can safeguard your financial well-being from whatever life brings. Together, we’ll make sure you’re prepared for anything.
Life insurance is an important building block of a comprehensive financial plan — strengthening the other components of your wealth management strategy.
Whole Life Insurance
Whole life can help round out a client's portfolio, offering advantages many other assets don't.
Low level of risk
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Low risk as compared to other assets
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Not impacted by market performance, providing an opportunity to be more aggressive in other areas of a portfolio
Access to cash value
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Cash value grows tax-deferred and can be accessed income-tax-free, in most cases, at any time for any reason
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A good source of income during market downturns
Security for loved ones
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Income-tax-free death benefit paid to beneficiaries probate-free
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Death benefit can be ideal for wealth transfer, which means other assets can be spent down
Term Life Insurance
We offer solutions for clients looking for temporary protection.
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Convertible Term Life with strong conversion guarantees, optional riders available to customize coverage and a choice of 10, 15, 20 and 30 year terms
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Non-Convertible Term Life optional riders available to customize coverage and a choice of 10, 15, 20 and 30 year terms
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One Year Term offering non-renewable coverage for specific, short-term needs
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